AZ PATHWAY TO PURCHASE PROGRAM – P2P is a game changing zero down payment loan program.  This program is city specific - for other programs see "Home in Five" or "Home Plus" 


BENEFITS OF PATHWAY TO PURCHASE – eligible buyers are "gifted" with down payment and closing cost monies in the form of a silent 2nd lien.

Borrowers can receive up to 10% of the purchase price up to a maximum of $20,000.  This money can be used as a down payment or for closing costs.  

The silent second does not need to be repaid and the loan is 100% forgiven after 5 years as long as these criteria are met:

Homeowner occupies and owns home for 5 years after purchase

Homeowner does not do a cash out refinance for 5 years after purchase

There are some requirements, must be for a primary residence and you must not make over $92/k per year. 

Home buyer Education class is required.

Eligible AZ cities for P2P

Arizona City, Avondale, Buckeye, Casa Grande, Coolidge, Douglas, El Mirage, Fort Mohave, Goodyear, Huachua City, Laveen, Maricopa, Red Rock, Sierra Vista, Snowflake, Tucson, Yuma

Overall this is a pretty straightforward program that can be a major help to home buyers looking to make a move! 

Contact Eric Williamson Realtor 602.435.6708 with any questions- thank you!